Know more about the latest insurance topics with DefiniteInsurance101.
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The Empowerment in Insurance Objections and How to Conquer It!
Insurance Agents face not just obstacles in dealing with people but most importantly objections! Once this happens to any agent there is a sure …
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Growth and Questions for Your Future Insurance Endeavors
Today we are going to talk about key concepts that will make your life in selling insurance effective and simple. In this session, I …
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Children’s Educational Insurance An Essential Goodness For Your Family
This blog is about educational insurance that benefits your kids in the future. There is also a topic about educational plan, which prepares your …
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FAQ
Your Guide to Coverage and Protection Yesterday, Today and Tomorrow
1. What is life insurance, and why do I need it?
Life insurance provides financial protection to your family or beneficiaries in case of your passing. It ensures that your loved ones are taken care of, covering expenses like debts, living costs, and funeral expenses.
2. What is the difference between term and whole life insurance?
Term life insurance covers you for a specific period (e.g., 20 years), while whole life insurance lasts for your lifetime and includes a savings component, building cash value over time.
3. How does health insurance work?
Health insurance helps cover medical expenses such as doctor’s visits, hospital stays, medications, and surgeries. Depending on the plan, you pay premiums, deductibles, and co-pays to reduce out-of-pocket costs.
4. What factors affect my car insurance premium?
Factors include your age, driving history, location, type of vehicle, and coverage options. Safe drivers and vehicles with safety features typically receive lower premiums.
5. Do I need renters insurance if I don’t own my home?
Yes, renters insurance covers personal belongings in case of theft, fire, or other damages, and may include liability coverage if someone gets injured in your rental property.
6. Can I have multiple life insurance policies?
Yes, you can have more than one life insurance policy as long as you qualify. Many people choose this to increase coverage for different life stages or financial needs.
Marcky
Being in the field of Insurance for more than 10+ years, I am here to guide you on what you need to know more about the world of Insurance. Sharing you the most efficient and effective ways of being insured from yourself to your home and in all in between.